Fixed Income
5 Lending Club Risks: Why Peer to Peer May Lend Itself to Problems
The internet is full of positively glowing reviews of peer-to-peer lending programs like Lending Club or Prosper just a few months into their experience.* The problem is: this coverage frequently lacks a well-rounded look at all of the risks and … Continue reading
Stock Up on Bonds!? [Diminishing Returns of 100% Equities]
The most important decision in portfolio construction is deceptively simple on its surface: how much should you allocate toward stocks and how much toward bonds? Sure, some include cash or commodities as well, but the basic issue comes down to … Continue reading
OK, So …I Have X Dollars – What Should I Invest In?
Thanks to careful savings, a lucky windfall or a well-deserved raise, you find yourself with some cash on hand and are not sure what to do with it. While there is no single answer, perhaps the most important part of … Continue reading
Bill Gross Treasury Scare Illustrates the Problem of Predicting Bond Markets
The man is nearly synonymous with actively-managed bond investing, and arguably with good reason: his Total Return Fund has hundreds of billions of dollars under management, has done very well overall and Bill Gross also makes a point of being … Continue reading
Risky Bonds: Reaching for Yield or Real Diversification?
There is much buzz about the flight of major fund advisors like Bill Gross from Treasuries, the low-reward nature of TIPS and the generally dismal outlook of money market funds at the moment. Of course, this leads people to look … Continue reading
Balancing Act: Are Balanced Funds Simple All-in-One Solutions?
They sound like the easiest thing on Earth – a self-rebalancing mutual fund that holds a desired allocation, or better yet: a target retirement fund that rebalances into less-risky assets as you age. Unfortunately, there are drawbacks to both kinds … Continue reading