Investment Vehicles
The First Question is: ‘What Asset Classes?’, Not ‘Which Mutual Funds?’
One of the most common first questions to find on financial forums is “which of these funds should I invest in?” In some cases, these are folks who have freshly found themselves with 401(k) options for the first time. In … Continue reading
5 Lending Club Risks: Why Peer to Peer May Lend Itself to Problems
The internet is full of positively glowing reviews of peer-to-peer lending programs like Lending Club or Prosper just a few months into their experience.* The problem is: this coverage frequently lacks a well-rounded look at all of the risks and … Continue reading
5 Steps to Prioritizing Roth IRAs vs. 401(k)s vs. Debt
There is no one-size-fits-all solution for most financial questions, but this particular one comes up a lot and, in many cases, is simpler than it might first seem: How do I prioritize contributing to retirement accounts versus paying off debts … Continue reading
List of Lazy Links: 5 Resources for Building a Simple Portfolio
Simplicity can be surprisingly difficult – or at least: choosing between easy-to-implement options is itself sometimes a challenging task. If you are not quite sure where to get started on the road to lazy investing, here are some useful jumping-off … Continue reading
DCA or Lump Sum? Dollar Cost Averaging vs All-at-Once Investing
So you have money you want to invest, and you know what you want to invest it in, but are not sure when to do it. Put it all in and you might be buying cheap, or accidentally be adding … Continue reading